Enduring Powers of Attorney
22 August 2024

Do you know why Enduring Powers of Attorney (EPAs) are important? Have you considered setting them up? Perhaps you’re waiting for the ‘right moment’. Regardless, planning ahead with EPAs ensures they’re ready well before you actually need them.


What are EPAs?

An EPA is a document that grants legal authority to someone to manage your affairs if you become unable to do so yourself. Unlike a will, which takes effect after your death, an EPA is active while you’re still alive. There are two types of EPAs, each serving a different purpose:


  • one to look after your personal care and welfare.
  • the other for managing your property.


In an EPA document, you are known as the ‘Donor’ and the person or people you appoint to make decisions on your behalf are called your ‘Attorney’.


Why do I need EPAs?

It’s crucial to have your EPAs set up before you need them; without them, it becomes challenging for your family and loved ones to ensure you get the care and support you require. If you’re in an accident, develop a serious illness, or become mentally incapacitated, you might not be able to make or communicate decisions yourself.


Many people mistakenly believe their partner or family can automatically make decisions for them in such situations. However, without EPAs in place, a Family Court application for ‘Orders to have a Welfare Guardian and/or Property Manager Appointed’ must be completed. This process is expensive and time-consuming, leaving you without someone who can legally manage your welfare and property when you need it most.

 

EPA for personal care and welfare

An EPA for personal care and welfare covers decisions related to your care and wellbeing. Your personal care and welfare Attorney can make decisions about your care, medical treatment, and living arrangements, including rest home care if needed. However, your Attorney cannot refuse lifesaving medical treatment on your behalf, consent to medical experimentation, or make decisions about marriage, divorce, or adoption for you.


An EPA for personal care and welfare can only be activated if you become mentally incapable. The determination of your mental incapacity must be made by a relevant health practitioner, not your Attorney.

 

EPA for property

An EPA for property covers decisions relating to the assets and property you own, including financial assets like bank accounts or investments, or specific property listed in your EPA. When you appoint an attorney or attorneys to manage your property, they can handle your property on your behalf if you are unable to do so.


Your property Attorney can assist by paying your bills, managing your banking, signing documents, and making decisions about your property as needed. Unlike the EPA for personal care and welfare, your EPA for property can take effect at a time of your choosing:


  1. While you are mentally capable and continue in effect if you lose capacity; or
  2. Only once you have lost capacity.


Choosing the first option ensures you’re covered if you have an accident and are still mentally capable but physically unable to manage your property or pay your bills while injured. In this case, your Attorney is authorised to pay your bills and keep things running smoothly until you recover.


If you choose the second option, your Attorney will take over decision-making only once a doctor has certified that you have lost mental capacity.

 

Can I change or cancel them?

You can revoke or partially revoke (cancel) your EPAs at any time while you have mental capacity. If you decide to revoke them, you should advise your Attorney(s) of this decision in writing.

 

What do I need to know before I start the process?

When setting up EPAs, you need to appoint a trusted person or people to act as your Attorney. This could be the same individual for both property and personal care and welfare, or you might choose different people for each responsibility. The choice is yours – the person you appoint does not have to be a family member. However, your Attorney(s) must be at least 20 years old, not bankrupt, and free from any form of incapacity.


Although your Attorney has the authority to make decisions on your behalf, the Protection of Personal and Property Rights Act 1988 ensures they act in your best interests. Your Attorney must consult with you as much as possible before making any decisions and should encourage you to act on your own behalf whenever you can. If you or any concerned party believes your Attorney is not acting appropriately, the Family Court can step in.

 

Things to think about before you set up EPAs

Consider who you would like to appoint as your attorney(s) and whether you want to designate a backup person in case your chosen attorney(s) are unable to act. Talk to the person or people you wish to appoint to ensure they are willing to take on this role. Also, think about whether you want your attorney(s) to consult with or provide information to anyone else regarding the decisions they are making or decisions you have made. You can include any restrictions or special instructions for your attorney(s) within your EPAs.


For personal care and welfare, only one attorney can act at a time, but it is recommended that you appoint an alternative attorney. For property, you can appoint more than one attorney at the same time as well as appointing alternatives. You can decide if you want them to act jointly or on their own or allow a combination of both.


Once you’ve made these initial decisions, contact a lawyer or legal executive to schedule an appointment. They will review your options, answer your questions and prepare your EPAs.

 

EPAs and wills

When setting up EPAs, you might also want to create a will or update your existing one at the same time - keeping in mind that EPAs are only applicable while you are alive. For further information on why you need a will and how to create one, see our article ‘Why it’s important to have a will’ here.

 

Get good advice from people you can trust

Our friendly team can explain the EPA process in plain English and advise you on what would work best for your specific circumstances. If you'd like to know more about EPAs, wills or estate planning, just give us a call  – we’re here to help.

Join our Newsletter

Stay tuned

Contact Us

23 July 2025
When a relationship ends or circumstances change, untangling shared property can quickly become complex, emotionally, legally, and financially . R elationship property law provides a framework for dividing assets between partners. Whilst it is a legal process, it is also deeply personal. That’s why having an experienced and trusted advisor is essential. What is relationship property? The Property (Relationships) Act 1976 (the Act) governs how property is divided when a marriage, civil union, or de facto relationship ends, including when a partner passes away. In most cases, there is a presumption of a 50/50 split of shared property, but exactly what counts as “shared” can be more involved than people realise. Relationship property can include: the family home; vehicles and household contents; KiwiSaver and superannuation; income earned during the relationship; any assets acquired together; and any relationship debts. There are also important exceptions and nuances, especially if one partner has brought significant assets into the relationship, or if there are children involved. When the 50/50 rule doesn’t apply While equal sharing is the default, there are several situations where the law may allow for a different outcome: relationships of short duration (less than 3 years); significant economic disparity between partners; separate property, such as inheritance or pre-relationship assets (not intermingled); and contracting out agreements (previously known as prenups). Couples can choose to “contract out” of the default rules by signing a formal agreement. However, this must meet strict legal requirements in order to be valid and enforceable. One of these requirements is that both parties must have independent legal advice. When children are involved Children can significantly impact the division of relationship property. The law acknowledges the necessity of protecting a child’s wellbeing, particularly during family transitions. In these situations, the court may: postpone the sale of the family home if it would disrupt a child’s living situation; prioritise stability by ensuring that the primary caregiver can continue to provide a secure environment; acknowledge unpaid contributions, such as caregiving, as equal in value to financial contributions; and apply the Act to relationships of short duration if there’s a child of the relationship. Every family is different and when children are involved, the stakes are higher. That’s why it’s crucial to seek advice that combines legal clarity with compassion and care. Every situation is different While the law provides a general framework, no two families or relationships are exactly alike. That’s why having thoughtful and experienced legal support makes all the difference. Whether you're entering into a new relationship, separating, or simply planning for the future, clear advice from someone who understands the legal landscape and your personal one is essential. Why legacy matters Willis Legal has been advising Hawke’s Bay families for generations. That long history means we don’t just know the law, but also the community. We approach every situation with perspective, stability, and a practical mindset. Our clients trust us not only to get the paperwork right, but also to help them move forward with clarity and confidence. If you’re facing a separation, starting a new relationship, or looking to secure your future our team is here to help you understand your options in a way that works for you. Book a confidential consultation with us today and take the first step toward peace of mind.
9 July 2025
When you’re facing a legal issue, it’s natural to feel unsure about where to start. Legal processes can be complex, and it helps to know that you have trained professionals on your side who understand how to navigate them properly. Whether it’s buying a home, handling a dispute, or managing a family matter, working with qualified legal experts means your matter is being handled with care, skill, and integrity. At Willis Legal, we understand those concerns - and we also believe that transparency and education are the best ways to build trust. So, let’s take a closer look at what it actually takes to become a lawyer or legal executive in New Zealand, and the high professional standards all legal professionals are held to - year after year. What’s the difference between a barrister, solicitor, and legal executive? Solicitor Solicitors are usually your first point of contact for legal advice. They handle a wide range of matters like property and business transactions, family law, wills, enduring powers of attorney and business issues. Our Family Team and Dispute Resolution Team lawyers appear in court (both the Family Court and High Court) regularly, and when required, the District Court, Environment Court, Employment Relations Authority, Court of Appeal, and the Supreme Court (less often). Sometimes solicitors “brief” (engage or instruct) barristers to appear in court for more complex civil litigation, like a Supreme Court appeal hearing. All Willis Legal lawyers are “barristers and solicitors”. Barrister A barrister is a lawyer who usually specialises in courtroom advocacy and does not operate a trust account. While barristers are common in criminal law and family law, for civil matters, they’re usually engaged by solicitors to represent clients in higher courts or in complex legal matters. Willis Legal works with a number of barristers across New Zealand in relation to different legal matters when required. Legal Executive Legal executives are qualified legal professionals who work closely with solicitors, often in areas like conveyancing (buying and selling of property), wills, enduring powers of attorney, probate, and estate administration. They are trained and can be accredited through Legal Executives New Zealand ( LENZ ). Legal executives accredited through LENZ are called “Registered Legal Executives”. Legal executives play a crucial role in the delivery of legal services, particularly in property and documentation-heavy areas, like estates. Once they have over eight years' experience as a Registered Legal Executive, they can become a “Fellow” of LENZ. Becoming a Legal Professional: The Path and the Commitment Becoming a lawyer or legal executive in New Zealand isn’t just about getting a qualification and a job title. It’s about upholding trust, ethics, and accountability. To become a lawyer (barrister or solicitor), you must: complete a Bachelor of Laws (LL.B) from a recognised university; complete the Professional Legal Studies Course (also known as “profs”); be admitted to the bar by the High Court of New Zealand; and apply for and hold a current Practising Certificate as a barrister and solicitor (administered by the New Zealand Law Society), which must be renewed annually. Every year, lawyers must declare their fitness to practice, by answering a number of questions, including: all fundamental obligations as laid out in section 4 of the Lawyers and Conveyancers Act 2006, including adhering to the rules of conduct and client care for lawyers ( Lawyers and Conveyancers Act 2006 (Lawyers: Conduct and Client Care) Rules 2008); uphold the rule of law and protect the interests of their clients; declaring any criminal convictions, financial issues such as bankruptcy or tax defaults, any complaints or disciplinary actions, or any mental or physical health condition which might affect their ability to practise law; and proof that they have completed the required amount of Continuing Professional Development. This process is designed to protect clients and maintain the public’s confidence in the profession. What this means for you When you work with a legal professional - whether a solicitor, barrister, or legal executive - you’re working with someone who has gone through rigorous training and is held to strict professional standards. We know that legal outcomes can sometimes be frustrating, especially when the law doesn’t deliver the result you were hoping for. But rest assured: our team is committed to acting in your best interests, upholding the law, and delivering the best service we can within the framework of the legal system. If you ever have a question about your legal process, we’re here to talk you through it. Willis Legal Professional. Principled. On your side.
25 June 2025
New Zealand’s Healthy Homes standards have been rolling out since 1 July 2019 , culminating in a final compliance deadline of 1 July 2025 for all private residential rentals. These standards cover essential areas like heating, insulation, ventilation, moisture, drainage, and draught stopping, ensuring homes are safe, warm, and healthy. Key compliance time frames Tenancies that began or were renewed between 1 July 2021 – 27 August 2022 : Must meet standards within 90 days of tenancy start or renewal. Tenancies that began or were renewed between 28 August 2022 – 2 March 2025 : Now have up to 120 days to comply — extended due to legislative updates . Tenancies started on or after 3 March 2025 : Must comply with the 1 July 2025 deadline. All existing periodic tenancies , regardless of start date: Are also required to meet standards by 1 July 2025  New compliance statements are mandatory From 1 December 2020, it's illegal to ignore the requirement for a signed compliance statement in new or renewed tenancy agreements. This must detail the property’s current level of compliance. Failing to include this in the tenancy agreement can attract penalties of up to $500 per tenancy. Penalties & tenant rights Landlords who do not comply risk: Fines up to $7,200 per breach under the Residential Tenancies Act. Tenants can issue a 14-day notice to remedy issues. If ignored, they may apply to the Tenancy Tribunal. We see that high volumes of disputes are emerging, especially in student accommodation. Why does this matter? For tenants : You're entitled to a rental that’s warm and dry from 1 July 2025 onward — and you’ve got legal mechanisms to enforce this. For landlords : Compliance isn’t optional — it’s law. Even a single standards omission can result in Tribunal orders, rent rebates, and reputational damage. What you should do now Landlords : Book a Healthy Homes Assessment to identify what’s needed. A Healthy Homes Assessment is a property check carried out by a qualified assessor to see whether your rental meets New Zealand’s legal standards for heating, insulation, ventilation, and more. Assessments aren’t mandatory, but they’re a smart way to avoid guesswork and ensure you’re on track. Providers vary by region and service, so it’s worth doing a bit of research to find one that suits your needs. Ensure all relevant tenancy agreements include the compliance statement , and maintain evidence (eg invoices, inspection certificates). Plan and complete works before 1 July 2025 , the final deadline. Tenants : Review your tenancy agreement or ask for the compliance statement if you haven’t seen it. If your property doesn’t meet the standards, talk to your landlord. If unresolved within 14 days, consider a formal notice to remedy and prepare to go to the Tenancy Tribunal. While many landlords may have allowed compliance to drift, the law is clear: from 1 July 2025 , all rental properties must meet Healthy Homes standards , without exceptions. By getting informed and proactive now, everyone — landlords, tenants, property managers — can avoid penalties, legal disputes, and, most importantly, poor living conditions.
Show More